Written by a network of activists, writers, and academics from Strike Debt, The Debt Resisters’ Operations Manual reveals how the predatory debt system works to increase inequality, undermine democracy, and ruin lives. It provides detailed strategies for fighting common forms of debt and lays out an expansive vision for a societal movement of debt resistance. The full text of the manual is available here for free
Contents
INTRODUCTION
Debt Rules Everything Around Me
CHAPTER ONE
Credit Scores and Consumer Reporting Agencies: Surveillance and the Vicious Cycle of Debt
CHAPTER TWO
Credit Card and Automobile Debt: On the Road to Nowhere
CHAPTER THREE
Medical Debt: America’s Sick Creation
CHAPTER FOUR
Student Debt: Foreclosing on the Future
CHAPTER FIVE
Housing Debt: How the American Dream Became a Bait-and-Switch Nightmare
CHAPTER SIX
Tax Debt: The Certainty of Debt and Taxes
CHAPTER SEVEN
Fringe Finance Transaction Products and Services: Making Bank on the Unbanked
CHAPTER EIGHT
Fringe Finance Credit Products and Services: Credit for the Precariat
CHAPTER NINE
Debt Collection: Don’t Feed the Vultures
CHAPTER TEN
Bankruptcy: It’s Better Than Nothing
CHAPTER ELEVEN
Strategies for Survival: Living on the Margins of the Debt System
CHAPTER TWELVE
Municipal and State Debt: Crushing Debt from Above
CHAPTER THIRTEEN
National Debt: The Politics of Scarcity and Control
CHAPTER FOURTEEN
Climate Debt: An Overdue Balance
Balance
End of year statement of a company’s assets (what the company possesses) and liabilities (what it owes). In other words, the assets provide information about how the funds collected by the company have been used; and the liabilities, about the origins of those funds.
CHAPTER FIFTEEN
Prospects for Change: Join the Resistance!
GLOSSARY
Source: http://strikedebt.org/drom/
25 June 2013, by Strike Debt